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Habitat for Humanity of Greater Garland is a locally run affiliate of Habitat for Humanity International, a nonprofit, ecumenical Christian housing organization. Habitat for Humanity works in partnership with people in need to build and renovate decent, affordable housing. The houses then are sold to those in need at no profit and with no interest charged.

Volunteers provide most of the labor, and individual and corporate donors provide money and materials to build Habitat houses. Partner families themselves invest hundreds of hours of labor - "sweat equity" - into building their homes and the homes of others. Their mortgage payments go into a revolving Fund for Humanity that is used to build more houses.

If you or someone you know is in need of decent, affordable housing, please call our office for more information about the process of applying for Habitat home ownership.

Do You Want to Own Your Own Home?

Qualifications Include

• Must be willing to live in Garland, Texas.
• Must not have owned a home in the past three years
• Must be a U.S. citizen or legal resident
• Two years of steady income history
• One year of good rental history within Dallas County
• Good credit history or no credit history Check your credit report for free
• Ability to pay a mortgage of approximately $450-$550 a month
• Ability to work 300 “sweat equity” hours helping build Habitat houses
• Attend two Family Information Meetings (If married, both husband and wife must attend)
• $1,000 for first year’s taxes and insurance
• Annual Income between $13,950 and $43,900 depending on family size:

Some of the above criteria may be waived for families affected by natural disasters.

Habitat for Humanity of Greater Garland does not discriminate on the basis of race, sex, color, age, disability, religion, marital status, or because any portion of an applicant's income is derived from public assistance programs.